Income Split
- 30 % - Fixed monthly basic needs (House rent, RentMojo bills, WiFi, Mobile recharge)
- 30 % - Personal Joy / Lifestyle (Travel, shopping, food etc.)
- 40 % - Savings
Because money isn’t the end goal — freedom and fulfillment are.
- If I mostly save but feel constrained, I may later resent the process
- If I spend mostly, I might miss out on compounding it